A study by IBM (International Business Machines) showed that 96% of Brazilian consumers believe that companies should thrive to authenticate the protection of their data.
Another surprising fact is regarding fraud. 6 out of 10 Brazilians have had their data hacked. As such, it’s explained the lack of confidence of users in providing their personal data, and it is up to companies to guarantee means that bring a good experience and make their customers feel secure. Keep reading!
How to increase security in user authentication?
One way organizations found to increase their security was by tightening the user's authentication factors.
Generally, they are based on 3 main factors:
- something that the person has: official documents, such as their ID or driver’s license, and digital and physical token.
- something the person knows: passwords and security questions, for example.
- something that the person is: identifications made with physical and behavioral biometrics.
Among the above, it is perceived that the first two factors, what is possessed and what is known, can be easily appropriated and manipulated, while the third – related to biometrics – has as characteristic to be based on something unique and non-transferable, making data theft harder to happen.
Security through multibiometrics
Mobile Time published a Panorama on Passwords and Biometrics in Brazil, which shows that most people care about their passwords when regarding memorization, quantity and fear of other people discovering and appropriating them.
The amount of people who remain concerned about the security of their passwords or are even more concerned than they have been in the last 12 months adds up to 87% of respondents, while only 10% say it has decreased. This proves that there have been no significant improvements in the last year that increased user safety.
To circumvent this concern, users and, consequently, companies, seek solutions that increase comfort rather than worries.
The possibilities that have been gaining space in everyday life are those based on biometric authentication.
In addition to bringing more security to the user, since it has less chance of fraud, biometrics allows it to become unnecessary to memorize passwords and to carry tokens and cards.
Brazilian consumers can already see (and approve) all the benefits that come from the various types of biometrics.
The panorama also reveals that, for Brazilians, the authentication factors for easier and more comfortable digital services are the reading of fingerprints (39%), followed by passwords (25%) and facial recognition tied with the receipt of token by SMS (14%).
Multifactor authentication
It is noticeable that the solutions based on what is known or what is possessed are still widely accepted in Brazil, even if it sometimes causes a little headache.
Still, biometric solutions do not go unnoticed. From there, you can extract a solution that significantly increases security and improves the user experience.
Multifactor authentication requires one or more factors beyond the username + password to complete an identification, increasing security accuracy.
With this mechanism, you can:
- attach the password (factor that is known) to the SMS (factor that one has).
- password (factor that is known) to fingerprint recognition (factor that one is), always switching between the 3 types of known factors.
- or facial recognition (factor that one is) with the presentation of a document (factor that one has), required in some biometric onboardings, as in digital banks.
This union of authentication factors brings, roughly, double security, since it has at least two layers of security. However, it is not the safest.
Multibiometrics
Having more than one security factor ensures more security for users, however, still involve factors with greater possibility of failure, such as passwords, which can be easily forgotten or appropriated by someone, and cards, one of the preferred targets of criminals.
Therefore, the factor that has little chance of failure represents what we are, our face, our signature, our fingerprints.
According to Violato, a multibiometric system is one whose authentication is done using more than one source of biometric information.
Considering that biometric authentication is also noise-prone, usually involving collection and identification devices, the principle of multibiometrics is to combine more than one type of biometrics and thus increase authentication efficiency.
According to Violato still, a multibiometric system can be seen as a fault-tolerant system, since if any biometric fail, others will be used.
Multibiometrics API
It is noticeable that multifactor authentication, specially using multibiometrics, denotes much more security than traditional authentications.
Therefore, it proves to be an innovative option to ensure full security for a user, decreasing authentication error rates and the chances of data theft.
Whether using biometric factors together or separately, the BioPass ID Multibiometrics API package has the most common features for building applications with biometric authentication.
In addition to providing facial and fingerprint recognition, it also offers:
- Facial detection, with the possibility of detection using facial mask.
- Anonymization of the face.
- Passive Liveness.
The Multibiometrics API application doesn't need to stay just in the theory. To learn about the benefits, security and quality of service and to attest that this is what your company and your users deserve, why not use our demos for free?